💳 Payment Policy — GleamVaults.shop

Thank you for shopping with GleamVaults.shop!
This Payment Policy explains the accepted payment methods, security measures, and billing practices for all orders placed on our website.

1. Accepted Payment Methods

We accept the following secure payment options:

• Visa
• MasterCard
• American Express
• Discover
• PayPal
• Apple Pay / Google Pay / Shop Pay (if available at checkout)

All transactions are processed in U.S. Dollars (USD).

2. Payment Processing

• Payment is charged at the time you place your order.
• You will receive an order confirmation email once your payment is successfully processed.
• If your payment fails or is declined, your order will not be processed.
  Please ensure that your billing details match those associated with your payment method to avoid any delays.

3. Payment Security

Your privacy and safety are our priority.

• All payments are processed through secure, encrypted payment gateways that meet PCI-DSS (Payment Card Industry Data Security Standard) compliance.
• GleamVaults.shop does not store or have access to your full credit card details.
• Any personal data shared during checkout is protected under our Privacy Policy.

4. Taxes

Applicable sales taxes are calculated and displayed at checkout based on your shipping address and U.S. tax regulations.

5. Billing Information

You agree to provide accurate and complete billing information when placing an order.
If we suspect any fraudulent activity, we reserve the right to cancel the order and/or contact your payment provider for verification.

6. Order Confirmation

Once your payment is complete, you will receive a confirmation email with:

• Your order number
• A summary of your purchase
• Estimated shipping details

If you do not receive this confirmation within 24 hours, please check your spam folder or contact us at support@gleamvaults.shop.

7. Refunds

Approved refunds will be credited back to the original payment method used at checkout.
Refunds are typically processed within 5–10 business days after approval.
For details, please see our Return & Refund Policy.

8. Payment Disputes

If you believe you were charged incorrectly, please contact us immediately at support@gleamvaults.shop before filing a dispute with your bank or payment provider.
We’ll work with you to resolve the issue quickly and fairly.